Smarter Stuff

No on 8

No, no, no!  

I'm just sayin'.

Dilbert on Personal Finance

Scott Adams, creator of Dilbert, offers 9 steps to manage your money (instead of buying individual stocks in the market):

1. Make a will.
2. Pay off your credit cards.
3. Get term life insurance if you have a family to support.
4. Fund your 401(k) to the maximum.
5. Fund your IRA to the maximum.
6. Buy a house if you want to live in a house and can afford it.
7. Put six months' worth of expenses in a money market account.
8. Take whatever money is left over and invest 70% in a stock index fund and 30% in a bond fund through any discount broker, and never touch it until retirement.
9. If any of this confuses you, or if you have something special going on (retirement, college planning, tax issues), hire a fee-based financial planner.

  Pretty decent advice.

Register to Vote

Want to know if you're already registered to vote?  Visit VoteForChange.com (it took me about 2 minutes to verify that I'm registered to vote in California).

If you're not registered, please watch the following 5-minute video:

If you want to skip the video, just go to http:/maps.google.com/vote/

If you're not already registered to vote in California, you must do so by Monday, October 20.

Thanks for listening.